Are your debts more than you can handle?

If you're:

  • Struggling to pay your loan, credit card, store card and catalogue payments each month
  • Getting charges for late or missed payments
  • Worried about letters and phone calls chasing you for overdue payments
  • Being threatened with CCJ's and court action by your creditors
  • Scared that your debts are starting to spiral out of control
  • Not sure which way to turn

Then we can help!

With just 1 phone call we could reduce your monthly payments and consolidate your debts into one easy affordable monthly payment!

We offer everyone:

  • EXPERT CONFIDENTIAL ADVICE
  • An INSTANT DECISION on how we can help!
Enquire Now

Or call us on 0800 6 888 888

Personal Debt Helpline are debt advice specialists.

We believe that people should not suffer needlessly with their debt and we can help you regain control of your finances by giving you the best advice to resolve your situation.

After carefully considering your personal circumstances we will recommend the best solution to get your finances back on track.

Personal Debt Helpline has a dedicated and experienced team of friendly debt advice specialists who will be able to help you manage your finances, reducing your monthly repayments and easing stress.

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IVA's

With an Individual Voluntary Arrangement (IVA), you could be debt free in 60 months. An IVA is a legally binding agreement between you and your creditors that offers an alternative to bankruptcy. IVA's should only be considered by those who are in severe debt.

An IVA allows you to repay an affordable monthly sum to your creditors over a period of 60 months. Providing you maintain the payments, your creditors will write off the debts you cannot afford.

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Debt Management

Debt Management is an excellent solution to your debt problems. It's a fast and effective arrangement that can be altered if your circumstances change allowing you to quickly regain control of your finances.

Together we'll discuss your income and expenditure and agree an affordable monthly payment plan, making sure that your day-to-day living expenses have been taken care of.

As soon as we receive written authorisation along with your first payment, we'll contact your creditors to let them know that we're looking after your finances.Our team of experts will negotiate with your creditors to accept reduced payments and freeze any further interest and charges.

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Remortgage Consolidation

A Remortgage is a process that replaces an existing mortgage loan with a new loan from a different lender.

Remortgaging is a way of paying debts off by releasing equity in your property. This can be an effective way of paying off outstanding debts more quickly.

By remortgaging, you consolidate your unsecured debt into one affordable monthly payment by taking out a loan secured on your property.

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Secured Loan

A Secured Loan is one which is secured against your property usually in addition to your existing mortgage.

If you have previously been refused unsecured loans and you have equity you may want to consider a secured loan, which has a lower risk profile for lenders.

Please note, your home may be at risk if you do not maintain these payments.

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Enquire Now

Or call us on 0800 6 888 888

 
  • Offer expert confidential advice
  • Offer a full range of personal debt solutions
  • Help to take control of your spiraling debts
  • Handle all negotiations on your behalf
  • Help write off the debts you can't afford to pay

Call NOW on
0800 6 888 888

 

We offer everyone:

  • EXPERT CONFIDENTIAL ADVICE
  • An INSTANT DECISION on how we can help!